DSCR Loan Quoter

Internal Pricing Tool

Input Parameters

Program

Program Selection Guide:

C02-X5 (Prime): Best for High FICO (720+), Purchase, Low LTV. Rates 5.5% - 6.5%. No Foreign National. Heavy Cash-Out hits.
C03-X5 (DSCR): Best for Cash-Out, Foreign National, Lower FICO/DSCR. Rates 6.0% - 8.25%. Flexible guidelines.

Loan Amount ($)

FICO Score

LTV (%)

DSCR

PPP Term

Enter parameters to generate a quote.

Feature	C02-X5 (DSCR Prime)	C03-X5 (DSCR)
Target Borrower	Prime / High FICO	Standard / Flexible
Rate Range	5.500% - 6.500%	6.000% - 8.250%
Max LTV	85% (FICO 740+)	80% (FICO 740+)
FICO Requirement	Min 660 (Strict Pricing)	Min 660 (Better Pricing for Low FICO)
Cash-Out	Heavy Adjustments (-1.375+)	Moderate Adjustments (-0.875+)
Foreign National	Not Allowed	Allowed (Max 70% LTV)
Small Loan (< $150k)	Not Allowed	Allowed (with adjustment)

Rates and fees are subject to change without notice. This is an internal tool.

Effective Date: 02/12/2026